In personal or corporate financial management, the introduction of electronic cards over the years, has made financial transactions very efficient and smart. But worthy of note here, is the fact that both credit and debit cards are used today globally for making payments, which can be done through ATM's, websites and POS terminals.
However, it has been noticed that credit cards pose serious problems to the user in the areas of convenience and maintenance. Although credit cards can be used as a form of quick loans, the charges are in most cases very high and unfriendly to the users. Hence a smarter and more convenient choice remains the DEBIT CAR